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© 2026 New York Life Insurance Company. All rights reserved.

Certain materials may be owned or administered by third parties and are used with permission.  New York Life Insurance Company owns the NEW YORK LIFE, NEW YORK LIFE Blue Box logo, and certain other trademarks displayed on this site; other trademarks remain the property of their respective owners.

New York Life Insurance Company or its affiliates (collectively, “NYL”) own or license all NYL content and materials available on this site. You may save designated materials on your own computer or print them for your personal use. Any other use of these materials is prohibited.

All content, material, and links on this site is provided AS IS for your convenience and for general informational purposes. Your purchase of any insurance or financial product remains governed by the terms of the insurance policy, annuity contract, or other offering documents provided in connection with the purchase. No contrary terms or information available on or through this site modify those documents.

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  • About
    • Our Team
    • Where We Do Business
    • Community Involvement
  • Approach
    • Our Strategic Alliances
    • Our Process
    • Wealth Management Solution Platform
  • Expertise
  • Education
    • Concepts and Strategies
    • Lifetime of Hope
    • Navigating Income Tax
    • Life Plan Strategies for Your Business
    • Newsletters
    • Helpful Links
    • Calculators
  • Contact
  • Client Access
    • New York Life
    • Eagle Strategies/NYLIFE Securities
    • eMoney
    • American Funds
    • Mainstay Funds
Disclosure

Joseph Kruse, Tyler Kruse, and Zachary Starostka are agents licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in select jurisdictions. Insurance products and services may be offered only in jurisdictions where the agents are properly licensed. State license numbers shown where specifically required. Additional jurisdictions available upon request.
Joseph Kruse (AR Insurance License #228917) (CA Insurance License #0E46228).
Tyler Kruse (CA Insurance License #4050560).

As a New York Life Agent, Joseph Kruse is licensed and authorized to offer insurance in California and Arkansas, but Kruse Financial Group may not be. For additional information on licensure status, please click here for California and/or click here for Arkansas.

As a New York Life Agent, Tyler Kruse is licensed and authorized to offer insurance in California, but Kruse Financial Group may not be. For additional information on California licensure status, please click here.

The following individuals are Registered Representatives of and offer securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a licensed insurance agency, and a wholly-owned subsidiary of New York Life Insurance Company:
Joseph Kruse, 330 Oak Tree Ln, Dakota Dunes, SD 57049, 605-242-3200.
Tyler Kruse, 330 Oak Tree Ln, Dakota Dunes, SD 57049.
Zachary Starostka, 2716 W Old Highway 30 Ste 3, Grand Island, NE 68803, 308-940-3627.

Joseph Kruse, Tyler Kruse, and Zachary Starostka are also Financial Advisers with Eagle Strategies LLC, a Registered Investment Adviser, and a wholly-owned subsidiary of New York Life Insurance Company. Advisory services are offered only in jurisdictions where the financial advisers and Eagle Strategies LLC are properly registered.

Joseph Kruse is a Member Agent of The Nautilus Group®, a service of New York Life Insurance Company.

Kruse Financial Group is not owned or operated by NYLIFE Securities LLC or its affiliates.

Neither Kruse Financial Group nor its associates are in the business of offering tax, legal, or accounting advice. Please consult your own tax, legal, or accounting professional before making any decisions.

This website is intended for informational purposes only. Insurance, securities, and advisory products and services are available only in jurisdictions where the applicable representative and entity are properly licensed and registered. No offers may be made or accepted outside those jurisdictions.

Copyright 2026. New York Life Insurance Company. All Rights Reserved.

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