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Joseph D. Kruse is separately registered as an investment adviser representative under Eagle Strategies LLC, a Registered Investment Adviser, offering advisory services in the states of AZ, AR, CA, CO, FL, ID, IL, IA, KS, LA, MN, MO, NE, SC, SD, TN and TX. As such, these services are strictly intended for individuals residing in these states.

Joseph D. Kruse is a Registered Representative of and offers securities products and services through NYLIFE Securities LLC, Member FINRA/SIPC, a Licensed Insurance Agency. In this regard, this communication is strictly intended for individuals residing in the states referenced. No offers may be made or accepted from any resident outside the specific states referenced.

Joseph D. Kruse is an agent licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the states of AZ, AR, CA (CA Insurance License #0E46228), CO, FL, ID, IN, IA, IL, KS, MN, MO, NE, OK, SD, TN and TX. No insurance business may be conducted outside these states referenced.

Tyler J. Kruse is separately registered as an investment adviser representative under Eagle Strategies LLC, a Registered Investment Adviser, offering advisory services in the states of AK, AZ, IA, KS, MI, MN, MO, NE and SD. As such, these services are strictly intended for individuals residing in the states referenced.

Tyler J. Kruse is a Registered Representative of and offers securities products and services through NYLIFE Securities LLC, Member FINRA/SIPC, a Licensed Insurance Agency. In this regard, this communication is strictly intended for individuals residing in the states referenced. No offers may be made or accepted from any resident outside the specific states referenced.

Tyler J. Kruse is an agent licensed to sell insurance through New York Life Insurance Company in the states of AK, AZ, IA, KS, MI, MN, MO, NE, NY, and SD. No insurance business may be conducted outside these states referenced.

Zachary Starostka is an agent licensed to sell insurance through New York Life Insurance Company in the states of NE and SD. No insurance business may be conducted outside these states referenced.

Kruse Financial Group is not owned or operated by NYLIFE Securities LLC or its affiliates.